by Chris Williams | Sep 2, 2021 | Chapter 7 Bankruptcy
A reaffirmation agreement is a voluntary agreement between a bankruptcy Debtor and their creditor that a specific debt will not be discharged, regardless of the bankruptcy case. Entering into a reaffirmation agreement is an exception to discharge under 11 USC 524(c),...
by Chris Williams | Aug 19, 2021 | Chapter 7 Bankruptcy
The goal of most bankruptcy cases is to receive a discharge of your debts. The Bankruptcy Code provides that a debt is discharged unless excepted from discharge under 11 U.S.C. § 523. The exceptions to discharge are lengthy, but let’s go over some of the most common...
by Chris Williams | Aug 12, 2021 | Chapter 7 Bankruptcy
Deciding to file a bankruptcy case depends on many factors: the amount of debt you owe, whether lawsuits have been filed, whether a garnishment is active, and whether you own unprotected property all come into play. As a preliminary answer, the bankruptcy code...
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