Kootenai Bankruptcy Blog
What Does it Cost to File Bankruptcy?
The primary costs are the attorney’s fee, the filing fee, and the cost of a credit report. Here we will go over reach of these fees, the costs of each, and when they can vary.
Can a Bankruptcy Stop Most Garnishments?
A Chapter 7 or Chapter 13 bankruptcy can stop most garnishments. In most cases, to begin garnishing your wages a creditor must first file a lawsuit against you, serve you, and get a judgment. With that judgment, the creditor may request that the local sheriff’s...
Deciding Whether a Medical Bankruptcy is Right for you.
Let’s go over the factors anyone should consider when deciding whether a bankruptcy intended to primarily discharge medical debts is right for them.
IRS tax relief representation
Having a large tax bill, whether expected or not, is an issue that is not exclusive to the rich. It can also happen to ordinary people and small business owners. When the IRS or Idaho State Tax Commission send you a bill for an amount owing, there are often ways to...
How do you File Bankruptcy in Post Falls?
Filing a bankruptcy case can be a daunting task for those unfamiliar with the law. Even many lawyers without bankruptcy experience may have difficulty navigating through the complexities and minutia of the bankruptcy code. The most important first step of filing a...
What is a Reaffirmation Agreement?
A reaffirmation agreement is a voluntary agreement between a bankruptcy Debtor and their creditor that a specific debt will not be discharged, regardless of the bankruptcy case. Entering into a reaffirmation agreement is an exception to discharge under 11 USC 524(c),...
What Sort of Debts are Dischargeable in Bankruptcy?
The goal of most bankruptcy cases is to receive a discharge of your debts. The Bankruptcy Code provides that a debt is discharged unless excepted from discharge under 11 U.S.C. § 523. The exceptions to discharge are lengthy, but let’s go over some of the most common...
How Much Debt do you Need to File Bankruptcy?
Deciding to file a bankruptcy case depends on many factors: the amount of debt you owe, whether lawsuits have been filed, whether a garnishment is active, and whether you own unprotected property all come into play. As a preliminary answer, the bankruptcy code...
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